| Trade Description |
Business Definition Endorsement |
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Advertising Contractor - Ex Board Erection
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Business Definition includes the following and no other unless agreed in writing: Installation, maintenance and erection of posters and signs, excluding billboards. Sign Writers. Associated small non-structural building works as part of an overall signage contract. See Policy Schedule and Policy wording |
| Air Conditioning- Domestic |
Business Definition includes the following and no other unless agreed in writing: Installation of Air conditioning/refrigeration systems and units. Service, maintenance, breakdown and repair of Air Conditioning/refrigeration systems. Ductwork Installation and repair (Excluding cleaning/degreasing). Associated small non-structural building and electrical works in relation to an air-conditioning/refrigeration contract. See Policy Schedule and Policy wording |
| Air Conditioning- Domestic and Light Commercial |
Business Definition includes the following and no other unless agreed in writing: Installation of Air conditioning/refrigeration systems and units. Service, maintenance, breakdown and repair of Air Conditioning/refrigeration systems. Ductwork Installation and repair (Excluding cleaning/degreasing). Associated small non-structural building and electrical works in relation to an air-conditioning/refrigeration contract. See Policy Schedule and Policy wording |
| Air Conditioning- Industrial |
Business Definition includes the following and no other unless agreed in writing: Installation of Air conditioning/refrigeration systems and units. Service, maintenance, breakdown and repair of Air Conditioning/refrigeration systems. Ductwork Installation and repair (Excluding cleaning/degreasing). Associated small non-structural building and electrical works in relation to an air-conditioning/refrigeration contract. See Policy Schedule and Policy wording |
| Alarm Installation and Maintenance-Domestic and Light Commercial |
Business Definition includes the following and no other unless agreed in writing: Installation, service, maintenance, breakdown and repair of electrical systems. Fault finding, data cabling, visual/audio systems, PAT testing, sockets and lighting, rewiring, visual inspections, testing and certification, CCTV, fuse boards and emergency repairs. Small non-structural associated building work in relation to an electrical contract. See Policy Schedule and Policy wording |
| Artexing/Artexers -Internal |
Business Definition includes the following and no other unless agreed in writing: Plastering, dry lining, artexing, ceiling, painting/decoration (excluding spray painting), floor screeding, internal mastic sealants and metal partitioning. See Policy Schedule and Policy wording |
| Awning Erectors |
Business Definition includes the following and no other unless agreed in writing: Roller Shutter Door Installation, awning erectors, Garage door and gate installation, garage shed and carport installation including associated electrical and building works. See Policy Schedule and Policy wording. Back to top |
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Bathroom/Kitchen Design & Installation
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Business Definition includes the following and no other unless agreed in writing: Domestic plumbers, heating and air conditioning installation, servicing and repair including bathroom, kitchen and boiler installations. Associated small non-structural building and general electrical works in relation to an air-conditioning contract. See Policy Schedule and Policy wording |
| Blind Installers |
Business Definition includes the following and no other unless agreed in writing: Curtain and blind installation, upholsterers and upholstery and furniture repairs See Policy Schedule and Policy wording |
| Boiler Servicing-Domestic |
Business Definition includes the following and no other unless agreed in writing: Domestic plumbers, heating and air conditioning installation, servicing and repair including bathroom, kitchen and boiler installations. Associated small non-structural building and general electrical works in relation to an air-conditioning contract. See Policy Schedule and Policy wording |
| Boiler Servicing-Domestic and Light Commercial |
Business Definition includes the following and no other unless agreed in writing: Domestic plumbers, heating and air conditioning installation, servicing and repair including bathroom, kitchen and boiler installations. Associated small non-structural building and general electrical works in relation to an air-conditioning contract. See Policy Schedule and Policy wording |
| Bricklayer(s) |
Business Definition includes the following and no other unless agreed in writing: Bricklaying, hod carrying, stonework and blockwork and external rendering. See Policy Schedule and Policy wording |
| Building Contractor -PDH/Shops/Offices |
Business Definition includes the following and no other unless agreed in writing: General building, new build, refurbishment, maintenance and development contractor including artexing, carpet fitting, ceiling/partitioning, painting/decoration (excluding spray painting), dry lining, flooring, interior design, internal mastic sealants, plastering, tiling, carpentry and joinery. See Policy Schedule and Policy wording |
| Building Contractor -PDH/Shops/Offices/Commercial |
Business Definition includes the following and no other unless agreed in writing: General building, new build, refurbishment, maintenance and development contractor including artexing, carpet fitting, ceiling/partitioning, painting/decoration (excluding spray painting), dry lining, flooring, interior design, internal mastic sealants, plastering, tiling, carpentry and joinery. See Policy Schedule and Policy wording Back to top |
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Cable TV Installer (ex groundwork)
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Business Definition includes the following and no other unless agreed in writing: Installation, service, maintenance, breakdown and repair of electrical systems. Fault finding, data cabling, visual/audio systems, PAT testing, sockets and lighting, rewiring, visual inspections, testing and certification, CCTV, fuse boards and emergency repairs. Small non-structural associated building work in relation to an electrical contract. See Policy Schedule and Policy wording |
| Car Valeting |
Business Definition includes the following and no other unless agreed in writing: Car valeting, both internal and external, car window etching, excluding car body repairs, car spray painting, and car wrapping. See Policy Schedule and Policy wording |
| Car Window Etching |
Business Definition includes the following and no other unless agreed in writing: Car valeting, both internal and external, car window etching, excluding car body repairs, car spray painting, and car wrapping. See Policy Schedule and Policy wording |
| Carpenter and Joiner -Excluding Roofing |
Business Definition includes the following and no other unless agreed in writing: Carpentry/Joinery contractor (installation, repair and supply only). Associated painting/decoration (excluding spray painting) and small non-structural building works as part of an overall Carpentry/Joinery contract. See Policy Schedule and Policy wording |
| Carpet Fitting |
Business Definition includes the following and no other unless agreed in writing: Flooring, tiling, flooring preparation, carpet laying, underlay, and floor restoration and staining excluding any excavation activities. See Policy Schedule and Policy wording |
| Carpet/Upholstery/Curtain Cleaning |
Business Definition includes the following and no other unless agreed in writing: Flooring, tiling, flooring preparation, carpet laying, underlay, and floor restoration and staining excluding any excavation activities. See Policy Schedule and Policy wording |
| Carport Erectors |
Business Definition includes the following and no other unless agreed in writing: General building, new build, refurbishment, maintenance and development contractor including artexing, carpet fitting, ceiling/partitioning, painting/decoration (excluding spray painting), dry lining, flooring, interior design, internal mastic sealants, plastering, tiling, carpentry and joinery. See Policy Schedule and Policy wording |
| CCTV/Closed Circuit TV Installation |
Business Definition includes the following and no other unless agreed in writing: Installation, service, maintenance, breakdown and repair of electrical systems. Fault finding, data cabling, visual/audio systems, PAT testing, sockets and lighting, rewiring, visual inspections, testing and certification, CCTV, fuse boards and emergency repairs. Small non-structural associated building work in relation to an electrical contract. See Policy Schedule and Policy wording |
| Ceiling & Partitioning Contractors |
Business Definition includes the following and no other unless agreed in writing Plastering, dry lining, artexing, ceiling, painting/decoration (excluding spray painting), floor screeding, internal mastic sealants and metal partitioning. See Policy Schedule and Policy wording |
| Central Heating Installers -Domestic |
Business Definition includes the following and no other unless agreed in writing: Domestic plumbers, heating and air conditioning installation, servicing and repair including bathroom, kitchen and boiler installations. Associated small non-structural building and general electrical works in relation to an air-conditioning contract. See Policy Schedule and Policy wording |
| Central Heating Installers -Domestic and Light Commercial |
Business Definition includes the following and no other unless agreed in writing: Domestic plumbers, heating and air conditioning installation, servicing and repair including bathroom, kitchen and boiler installations. Associated small non-structural building and general electrical works in relation to an air-conditioning contract. See Policy Schedule and Policy wording |
| Chair/Stair Lift Installation |
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| Chimney Sweep |
Business Definition includes the following and no other unless agreed in writing: Chimney sweep to domestic premises. See Policy Schedule and Policy wording |
| Cleaning Contractors -Internal and Ex Industrial |
Business Definition includes the following and no other unless agreed in writing: Domestic and commercial cleaning contractors, including flooring cleaning, window and guttering cleaning and french polishing. Wheelie bin cleaners. Excluding any kitchen ductwork extract and degreasing contractors. See Policy Schedule and Policy wording |
| Conservatory Installation / Conservatory Installers |
Business Definition includes the following and no other unless agreed in writing: General building, new build, refurbishment, maintenance and development contractor including artexing, carpet fitting, ceiling/partitioning, painting/decoration (excluding spray painting), dry lining, flooring, interior design, internal mastic sealants, plastering, tiling, carpentry and joinery. See Policy Schedule and Policy wording |
| Curtain & Blind Fitters/Installers |
Business Definition includes the following and no other unless agreed in writing: Curtain and blind installation, upholsterers and upholstery and furniture repairs See Policy Schedule and Policy wording Back to top |
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Damp Proofing & Dry Rot Control
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Business Definition includes the following and no other unless agreed in writing: Draught proofing insulation contractors and loft insulation excluding cavity wall insulation. Damp proofing contractors. See Policy Schedule and Policy wording |
| Decorators -Domestic and Light Commercial |
Business Definition includes the following and no other unless agreed in writing: Commercial and domestic painting and decorating contractor. Associated small non-structural building works as part of an overall painting and decorating contract. See Policy Schedule and Policy wording |
| Domestic Appliance Repairers/Maintainers |
Business Definition includes the following and no other unless agreed in writing: Fitted kitchen design, supply and installation including domestic appliance supply, maintenance and repair, including associated electrical and plumbing works as part of an overall contract, Fitted furniture installation including fireplace and stove installation Associated small non-structural building works. See Policy Schedule and Policy wording |
| Double Glazing Installers |
Business Definition includes the following and no other unless agreed in writing: Installation of internal and external windows & doors, glazing repairs/maintenance, draught proofing or internal/external mastic sealants. Associated small non-structural building works, as part of an overall glazing contract. Guttering and facia installation. See Policy Schedule and Policy wording |
| Drain Cleaners |
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| Drain Repairers |
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| Draught Proofing |
Business Definition includes the following and no other unless agreed in writing: Draught proofing insulation contractors and loft insulation excluding cavity wall insulation. Damp proofing contractors. See Policy Schedule and Policy wording |
| Drive Laying |
Business Definition includes the following and no other unless agreed in writing: Laying or maintenance of paths, patio, paving and driveways (excluding roads). See Policy Schedule and Policy wording |
| Dry Lining |
Business Definition includes the following and no other unless agreed in writing: Plastering, dry lining, artexing, ceiling, painting/decoration (excluding spray painting), floor screeding, internal mastic sealants and metal partitioning. See Policy Schedule and Policy wording |
| Dry Stone Walling - Construction and Maintenance |
Business Definition includes the following and no other unless agreed in writing: Installation, maintenance and design of fencing, dry stone walling, garden and driveway gates. Associated general landscaping (including clearance) and small non-structural building works, as part of an overall fencing contract. See Policy Schedule and Policy wording |
| Ducting and Civil Contractors |
Business Definition includes the following and no other unless agreed in writing: Ducting and Civil Contractors including cable laying and connections to a maximum depth of 2 metres including associate ground works. See Policy Schedule and Policy wording |
| Ductwork Installers/Installation -Commercial |
Business Definition includes the following and no other unless agreed in writing: Installation of Air conditioning/refrigeration systems and units. Service, maintenance, breakdown and repair of Air Conditioning/refrigeration systems. Ductwork Installation and repair (Excluding cleaning/degreasing). Associated small non-structural building and electrical works in relation to an air-conditioning/refrigeration contract. See Policy Schedule and Policy wording Back to top |
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Electrical Contractors
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Business Definition includes the following and no other unless agreed in writing: Installation, service, maintenance, breakdown and repair of electrical systems. Fault finding, data cabling, visual/audio systems, PAT testing, sockets and lighting, rewiring, visual inspections, testing and certification, CCTV, fuse boards and emergency repairs. Small non-structural associated building work in relation to an electrical contract. See Policy Schedule and Policy wording |
| Electrical Contractors -Industrial |
Business Definition includes the following and no other unless agreed in writing: Installation, service, maintenance, breakdown and repair of electrical systems. Fault finding, data cabling, visual/audio systems, PAT testing, sockets and lighting, rewiring, visual inspections, testing and certification, CCTV, fuse boards and emergency repairs. Small non-structural associated building work in relation to an electrical contract. See Policy Schedule and Policy wording |
| Exhibition Stand Erector / Erection - Excluding Spectator Stands |
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Fencing Contractor(s)
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Business Definition includes the following and no other unless agreed in writing: Installation, maintenance and design of fencing, dry stone walling, garden and driveway gates. Associated general landscaping (including clearance) and small non-structural building works, as part of an overall fencing contract. See Policy Schedule and Policy wording |
| Fireplace and Stove Installation and Maintenance |
Business Definition includes the following and no other unless agreed in writing: Fitted kitchen design, supply and installation including domestic appliance supply, maintenance and repair, including associated electrical and plumbing works as part of an overall contract, Fitted furniture installation including fireplace and stove installation Associated small non-structural building works. See Policy Schedule and Policy wording |
| Fitted Furniture Installers |
Business Definition includes the following and no other unless agreed in writing: Fitted kitchen design, supply and installation including domestic appliance supply, maintenance and repair, including associated electrical and plumbing works as part of an overall contract, Fitted furniture installation including fireplace and stove installation Associated small non-structural building works. See Policy Schedule and Policy wording |
| Fitted Kitchen Installer(s) |
Business Definition includes the following and no other unless agreed in writing: Fitted kitchen design, supply and installation including domestic appliance supply, maintenance and repair, including associated electrical and plumbing works as part of an overall contract, Fitted furniture installation including fireplace and stove installation Associated small non-structural building works. See Policy Schedule and Policy wording |
| Floor Cleaning Services |
Business Definition includes the following and no other unless agreed in writing: Domestic and commercial cleaning contractors, including flooring cleaning, window and guttering cleaning and french polishing. Wheelie bin cleaners. Excluding any kitchen ductwork extract and degreasing contractors. See Policy Schedule and Policy wording |
| Flooring Contractors |
Business Definition includes the following and no other unless agreed in writing: Flooring, tiling, flooring preparation, carpet laying, underlay, and floor restoration and staining excluding any excavation activities. See Policy Schedule and Policy wording |
| French Polisher |
Business Definition includes the following and no other unless agreed in writing: Domestic and commercial cleaning contractors, including flooring cleaning, window and guttering cleaning and french polishing. Wheelie bin cleaners. Excluding any kitchen ductwork extract and degreasing contractors. See Policy Schedule and Policy wording Back to top |
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Garage Door & Gate Fitters
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Business Definition includes the following and no other unless agreed in writing: Roller Shutter Door Installation, awning erectors, Garage door and gate installation, garage shed and carport installation including associated electrical and building works. See Policy Schedule and Policy wording |
| Garage Shed & Carport Erectors |
Business Definition includes the following and no other unless agreed in writing: Roller Shutter Door Installation, awning erectors, Garage door and gate installation, garage shed and carport installation including associated electrical and building works. See Policy Schedule and Policy wording |
| Garden Machinery Repair & Maintenance |
Business Definition includes the following and no other unless agreed in writing: Landscaping, gardening, timber decking contractors Excluding use of chain saws, tree felling, stump grinding and forestry works. Garden machinery maintenance and repairs. See Policy Schedule and Policy wording |
| Gardening/Landscaping Services -Ex Tree Felling |
Business Definition includes the following and no other unless agreed in writing: Landscaping, gardening, timber decking contractors Excluding use of chain saws, tree felling, stump grinding and forestry works. Garden machinery maintenance and repairs. See Policy Schedule and Policy wording |
| Gas Fitters -Domestic |
Business Definition includes the following and no other unless agreed in writing: Domestic plumbers, heating and air conditioning installation, servicing and repair including bathroom, kitchen and boiler installations. Associated small non-structural building and general electrical works in relation to an air-conditioning contract. See Policy Schedule and Policy wording |
| Gas Fitters -Domestic and Light Commercial |
Business Definition includes the following and no other unless agreed in writing: Domestic plumbers, heating and air conditioning installation, servicing and repair including bathroom, kitchen and boiler installations. Associated small non-structural building and general electrical works in relation to an air-conditioning contract. See Policy Schedule and Policy wording |
| Glaziers -Domestic and Commercial |
Business Definition includes the following and no other unless agreed in writing: Installation of internal and external windows & doors, glazing repairs/maintenance, draught proofing or internal/external mastic sealants. Associated small non-structural building works, as part of an overall glazing contract. Guttering and facia installation. See Policy Schedule and Policy wording |
| Gravedigging |
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| Gutter Cleaners |
Business Definition includes the following and no other unless agreed in writing: Domestic and commercial cleaning contractors, including flooring cleaning, window and guttering cleaning and french polishing. Wheelie bin cleaners. Excluding any kitchen ductwork extract and degreasing contractors. See Policy Schedule and Policy wording |
| Guttering & Fascia Board Installation |
Business Definition includes the following and no other unless agreed in writing: Installation of internal and external windows & doors, glazing repairs/maintenance, draught proofing or internal/external mastic sealants. Associated small non-structural building works, as part of an overall glazing contract. Guttering and facia installation. See Policy Schedule and Policy wording |
| Gym Equipment Fitters |
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Handyman (Property Maintenance only)
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Business Definition includes the following and no other unless agreed in writing: General building, new build, refurbishment, maintenance and development contractor including artexing, carpet fitting, ceiling/partitioning, painting/decoration (excluding spray painting), dry lining, flooring, interior design, internal mastic sealants, plastering, tiling, carpentry and joinery. See Policy Schedule and Policy wording |
| Heating/Ventilation/Air Con Contractors -Domestic |
Business Definition includes the following and no other unless agreed in writing: Domestic plumbers, heating and air conditioning installation, servicing and repair including bathroom, kitchen and boiler installations. Associated small non-structural building and general electrical works in relation to an air-conditioning contract. See Policy Schedule and Policy wording |
| Heating/Ventilation/Air Con Contractors -Domestic and Light Commercial |
Business Definition includes the following and no other unless agreed in writing: Domestic plumbers, heating and air conditioning installation, servicing and repair including bathroom, kitchen and boiler installations. Associated small non-structural building and general electrical works in relation to an air-conditioning contract. See Policy Schedule and Policy wording |
| Hod Carriers |
Business Definition includes the following and no other unless agreed in writing: Bricklaying, hod carrying, stonework and blockwork and external rendering. See Policy Schedule and Policy wording Back to top |
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Insulation Contractor -Internal (Ex Cavity Walls)
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Business Definition includes the following and no other unless agreed in writing: Draught proofing insulation contractors and loft insulation excluding cavity wall insulation. Damp proofing contractors. See Policy Schedule and Policy wording Back to top |
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Joiners and Carpenters Excluding Roofing
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Business Definition includes the following and no other unless agreed in writing: Carpentry/Joinery contractor (installation, repair and supply only). Associated painting/decoration (excluding spray painting) and small non-structural building works as part of an overall Carpentry/Joinery contract. See Policy Schedule and Policy wording Back to top |
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Landscape Gardeners/Gardening (Ex Tree Felling)
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Business Definition includes the following and no other unless agreed in writing: Landscaping, gardening, timber decking contractors Excluding use of chain saws, tree felling, stump grinding and forestry works. Garden machinery maintenance and repairs. See Policy Schedule and Policy wording |
| Lighting Engineer - Domestic |
Business Definition includes the following and no other unless agreed in writing: Installation, service, maintenance, breakdown and repair of electrical systems. Fault finding, data cabling, visual/audio systems, PAT testing, sockets and lighting, rewiring, visual inspections, testing and certification, CCTV, fuse boards and emergency repairs. Small non-structural associated building work in relation to an electrical contract. See Policy Schedule and Policy wording |
| Lighting Engineer - Domestic and Light Commercial |
Business Definition includes the following and no other unless agreed in writing: Installation, service, maintenance, breakdown and repair of electrical systems. Fault finding, data cabling, visual/audio systems, PAT testing, sockets and lighting, rewiring, visual inspections, testing and certification, CCTV, fuse boards and emergency repairs. Small non-structural associated building work in relation to an electrical contract. See Policy Schedule and Policy wording |
| Lighting Engineer -Industrial |
Business Definition includes the following and no other unless agreed in writing: Installation, service, maintenance, breakdown and repair of electrical systems. Fault finding, data cabling, visual/audio systems, PAT testing, sockets and lighting, rewiring, visual inspections, testing and certification, CCTV, fuse boards and emergency repairs. Small non-structural associated building work in relation to an electrical contract. See Policy Schedule and Policy wording |
| Locksmith |
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| Loft Conversion |
Business Definition includes the following and no other unless agreed in writing: General building, new build, refurbishment, maintenance and development contractor including artexing, carpet fitting, ceiling/partitioning, painting/decoration (excluding spray painting), dry lining, flooring, interior design, internal mastic sealants, plastering, tiling, carpentry and joinery. See Policy Schedule and Policy wording |
| Loft Insulation |
Business Definition includes the following and no other unless agreed in writing: Draught proofing insulation contractors and loft insulation excluding cavity wall insulation. Damp proofing contractors. See Policy Schedule and Policy wording Back to top |
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Marquee Hirer
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| Mastic Sealant Contractor -Internal |
Business Definition includes the following and no other unless agreed in writing: General building, new build, refurbishment, maintenance and development contractor including artexing, carpet fitting, ceiling/partitioning, painting/decoration (excluding spray painting), dry lining, flooring, interior design, internal mastic sealants, plastering, tiling, carpentry and joinery. See Policy Schedule and Policy wording Back to top |
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Office Equipment Installers & Repairers
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Business Definition includes the following and no other unless agreed in writing: Shop/Interior/office fit out including artexing, carpet fitting, ceiling, painting/decoration (excluding spray painting), dry lining, flooring, interior designing, internal mastic sealants, partitioning, plastering, tiling, carpentry and joinery. Associated general electrical work and small non-structural building works as part of an overall shop/interior/office fit out contract. See Policy Schedule and Policy wording |
| Office Fitters |
Business Definition includes the following and no other unless agreed in writing: Shop/Interior/office fit out including artexing, carpet fitting, ceiling, painting/decoration (excluding spray painting), dry lining, flooring, interior designing, internal mastic sealants, partitioning, plastering, tiling, carpentry and joinery. Associated general electrical work and small non-structural building works as part of an overall shop/interior/office fit out contract. See Policy Schedule and Policy wording Back to top |
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Painters & Decorators
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Business Definition includes the following and no other unless agreed in writing: Commercial and domestic painting and decorating contractor. Associated small non-structural building works as part of an overall painting and decorating contract. See Policy Schedule and Policy wording |
| Partition Contractor |
Business Definition includes the following and no other unless agreed in writing: Plastering, dry lining, artexing, ceiling, painting/decoration (excluding spray painting), floor screeding, internal mastic sealants and metal partitioning. See Policy Schedule and Policy wording |
| Path Laying |
Business Definition includes the following and no other unless agreed in writing: Laying or maintenance of paths, patio, paving and driveways (excluding roads). See Policy Schedule and Policy wording |
| Patio Laying |
Business Definition includes the following and no other unless agreed in writing: Laying or maintenance of paths, patio, paving and driveways (excluding roads). See Policy Schedule and Policy wording |
| Pebble Dashers |
Business Definition includes the following and no other unless agreed in writing: Bricklaying, hod carrying, stonework and blockwork and external rendering. See Policy Schedule and Policy wording |
| Pest and Vermin Control |
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| Plasterers/ Rendering/ pebble dashing |
Business Definition includes the following and no other unless agreed in writing: Plastering, dry lining, artexing, ceiling, painting/decoration (excluding spray painting), floor screeding, internal mastic sealants and metal partitioning. See Policy Schedule and Policy wording |
| Plumbing & Heating Engineers -Domestic and Commercial |
Business Definition includes the following and no other unless agreed in writing: Domestic plumbers, heating and air conditioning installation, servicing and repair including bathroom, kitchen and boiler installations. Associated small non-structural building and general electrical works in relation to an air-conditioning contract. See Policy Schedule and Policy wording |
| Poling Contractors |
Business Definition includes the following and no other unless agreed in writing: Poling Contractors including the erection of new and replacement of existing telegraph poles including associated ground works and connections . See Policy Schedule and Policy wording |
| Property Maintenance -PDH/Shop/Offices |
Business Definition includes the following and no other unless agreed in writing: General building, new build, refurbishment, maintenance and development contractor including artexing, carpet fitting, ceiling/partitioning, painting/decoration (excluding spray painting), dry lining, flooring, interior design, internal mastic sealants, plastering, tiling, carpentry and joinery. See Policy Schedule and Policy wording Back to top |
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Refrigeration Engineer
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Business Definition includes the following and no other unless agreed in writing: Installation of Air conditioning/refrigeration systems and units. Service, maintenance, breakdown and repair of Air Conditioning/refrigeration systems. Ductwork Installation and repair (Excluding cleaning/degreasing). Associated small non-structural building and electrical works in relation to an air-conditioning/refrigeration contract. See Policy Schedule and Policy wording |
| Roller Shutter Door Installation |
Business Definition includes the following and no other unless agreed in writing: Roller Shutter Door Installation, awning erectors, Garage door and gate installation, garage shed and carport installation including associated electrical and building works. See Policy Schedule and Policy wording Back to top |
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Safe Installation & Removal
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| Shop Fitters |
Business Definition includes the following and no other unless agreed in writing: Shop/Interior/office fit out including artexing, carpet fitting, ceiling, painting/decoration (excluding spray painting), dry lining, flooring, interior designing, internal mastic sealants, partitioning, plastering, tiling, carpentry and joinery. Associated general electrical work and small non-structural building works as part of an overall shop/interior/office fit out contract. See Policy Schedule and Policy wording |
| Sign Erectors |
Business Definition includes the following and no other unless agreed in writing: Installation, maintenance and erection of posters and signs, excluding billboards. Sign Writers. Associated small non-structural building works as part of an overall signage contract. See Policy Schedule and Policy wording |
| Signwriting |
Business Definition includes the following and no other unless agreed in writing: Installation, maintenance and erection of posters and signs, excluding billboards. Sign Writers. Associated small non-structural building works as part of an overall signage contract. See Policy Schedule and Policy wording |
| Solar Panel Installers - Domestic & Commercial |
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| Sound proofers |
Business Definition includes the following and no other unless agreed in writing: Acoustic and sound proofing audio testing, noise control and wall lining installation excluding cavity wall insulation and vibration control. Associated small non-structural building works in relation to an acoustic/sound proofing contract. See Policy Schedule and Policy wording |
| Stone Masonry Construction and Repair -Domestic and Commercial |
Business Definition includes the following and no other unless agreed in writing: Bricklaying, hod carrying, stonework and blockwork and external rendering. See Policy Schedule and Policy wording |
| Swimming Pool Construction -Domestic |
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Telecommunication Installation / Maintenance Internal
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Business Definition includes the following and no other unless agreed in writing: Installation, service, maintenance, breakdown and repair of electrical systems. Fault finding, data cabling, visual/audio systems, PAT testing, sockets and lighting, rewiring, visual inspections, testing and certification, CCTV, fuse boards and emergency repairs. Small non-structural associated building work in relation to an electrical contract. See Policy Schedule and Policy wording |
| Thermal Insulation Installers |
Business Definition includes the following and no other unless agreed in writing: Draught proofing insulation contractors and loft insulation excluding cavity wall insulation. Damp proofing contractors. See Policy Schedule and Policy wording |
| Tilers |
Business Definition includes the following and no other unless agreed in writing: Flooring, tiling, flooring preparation, carpet laying, underlay, and floor restoration and staining excluding any excavation activities. See Policy Schedule and Policy wording |
| Timber Decking Contractors |
Business Definition includes the following and no other unless agreed in writing: Landscaping, gardening, timber decking contractors Excluding use of chain saws, tree felling, stump grinding and forestry works. Garden machinery maintenance and repairs. See Policy Schedule and Policy wording Back to top |
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Upholsterers
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Business Definition includes the following and no other unless agreed in writing: Curtain and blind installation, upholsterers and upholstery and furniture repairs See Policy Schedule and Policy wording |
| Upholstery & Furniture Repair |
Business Definition includes the following and no other unless agreed in writing: Curtain and blind installation, upholsterers and upholstery and furniture repairs See Policy Schedule and Policy wording Back to top |
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Wheelie Bin Cleaners/Cleaning
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Business Definition includes the following and no other unless agreed in writing: Domestic and commercial cleaning contractors, including flooring cleaning, window and guttering cleaning and french polishing. Wheelie bin cleaners. Excluding any kitchen ductwork extract and degreasing contractors. See Policy Schedule and Policy wording |
| Window Cleaners/Cleaning -Domestic and Commercial |
Business Definition includes the following and no other unless agreed in writing Domestic and commercial cleaning contractors, including flooring cleaning, window and guttering cleaning and french polishing. Wheelie bin cleaners. Excluding any kitchen ductwork extract and degreasing contractors. See Policy Schedule and Policy wording Back to top |