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Privacy Statement

Worldwide Insurance Brokers and Advisors Limited is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Worldwide Insurance Brokers and Advisors Limited Web site and governs data collection and usage. By using the Worldwide Insurance Brokers and Advisors Limited website, you consent to the data practices described in this statement.

Use of Cookies

The Worldwide Insurance Brokers and Advisors Limited Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Worldwide Insurance Brokers and Advisors Limited pages, or register with Worldwide Insurance Brokers and Advisors Limited site or services, a cookie helps Worldwide Insurance Brokers and Advisors Limited to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Worldwide Insurance Brokers and Advisors Limited Web site, the information you previously provided can be retrieved, so you can easily use the Worldwide Insurance Brokers and Advisors Limited features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Worldwide Insurance Brokers and Advisors Limited services or Web sites you visit.

Collection of your Personal Information

Worldwide Insurance Brokers and Advisors Limited collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Worldwide Insurance Brokers and Advisors Limited may also collect anonymous demographic information, which is not unique to you, such as your post code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Worldwide Insurance Brokers and Advisors Limited. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Worldwide Insurance Brokers and Advisors Limited for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Worldwide Insurance Brokers and Advisors Limited Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Worldwide Insurance Brokers and Advisors Limited public message boards, this information may be collected and used by others. Note: Worldwide Insurance Brokers and Advisors Limited does not read any of your private online communications.

Worldwide Insurance Brokers and Advisors Limited encourages you to review the privacy statements of Web sites you choose to link to from Worldwide Insurance Brokers and Advisors Limited so that you can understand how those Web sites collect, use and share your information. Worldwide Insurance Brokers and Advisors Limited is not responsible for the privacy statements or other content on Web sites outside of the Worldwide Insurance Brokers and Advisors Limited and Worldwide Insurance Brokers and Advisors Limited family of Web sites.

Use of your Personal Information

Worldwide Insurance Brokers and Advisors Limited collects and uses your personal information to operate the Worldwide Insurance Brokers and Advisors Limited Web site and deliver the information or services you have requested. Worldwide Insurance Brokers and Advisors Limited also uses your personally identifiable information to inform you of other products or services available from Worldwide Insurance Brokers and Advisors Limited and its affiliates. Worldwide Insurance Brokers and Advisors Limited may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Worldwide Insurance Brokers and Advisors Limited does not sell, rent or lease its customer lists to third parties. Worldwide Insurance Brokers and Advisors Limited may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Worldwide Insurance Brokers and Advisors Limited may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Worldwide Insurance Brokers and Advisors Limited, and they are required to maintain the confidentiality of your information.

Worldwide Insurance Brokers and Advisors Limited does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Worldwide Insurance Brokers and Advisors Limited keeps track of the Web sites and pages our customers visit within Worldwide Insurance Brokers and Advisors Limited, in order to determine what Worldwide Insurance Brokers and Advisors Limited services are the most popular. This data is used to deliver customized content and advertising within Worldwide Insurance Brokers and Advisors Limited to customers whose behavior indicates that they are interested in a particular subject area.

Worldwide Insurance Brokers and Advisors Limited Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Worldwide Insurance Brokers and Advisors Limited or the site; (b) protect and defend the rights or property of Worldwide Insurance Brokers and Advisors Limited; and, (c) act under exigent circumstances to protect the personal safety of users of Worldwide Insurance Brokers and Advisors Limited, or the public.

Security of your Personal Information

Worldwide Insurance Brokers and Advisors Limited secures your personal information from unauthorized access, use or disclosure. Worldwide Insurance Brokers and Advisors Limited secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Worldwide Insurance Brokers and Advisors Limited will occasionally update this Statement of Privacy to reflect company and customer feedback. Worldwide Insurance Brokers and Advisors Limited encourages you to periodically review this Statement to be informed of how Worldwide Insurance Brokers and Advisors Limited is protecting your information.

Contact Information

Worldwide Insurance Brokers and Advisors Limited welcomes your comments regarding this Statement of Privacy. If you believe that Worldwide Insurance Brokers and Advisors Limited has not adhered to this Statement, please contact Worldwide Insurance Brokers and Advisors Limited at pm@worldwide.ie. We will use commercially reasonable efforts to promptly determine and remedy the problem.